ID Authenticate is a service which consists of auto generated questions and answers that will test the true identity of an individual. These questions are based on their robust public record database. You validate a customer by asking 'out of wallet' questions that only the applicant would know.
What questions can be answered?
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In which state was your SSN issued? |
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In which of the counties below have you lived? |
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What year is your Ford Explorer? |
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What color is your Ford Explorer? |
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Who is the lien holder for your Ford Explorer? |
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Which of the following vehicles do you own? |
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Which of the following people do you know? |
Based on a sampling of questions and answers the interface then prompts for an ID Authenticate Score which then can be utilized for proceeding with the credit process or application based on the authenticity of the prospect. These questions can be asked in a call center environment or through an online interface that the applicant could answer directly. These questions can also be of use in validating an existing customer prior to releasing critical account information.
